Browse All White Bear Lake MN Under $200K Properties for Sale

MULTIPLE OFFERS. HIGHEST AND BEST OFFERS DUE BY MONDAY AUGUST 10TH AT 2PM. One-of-a-kind rambler located just blocks from beautiful White Bear Lake, offering an incredible opportunity to build equity in one of the area's most desirable neighborhoods. This home features three bedrooms on the main level, an oversized living room and dining room filled with natural light, and a spacious kitchen ready for your personal updates and design ideas. Outside, you'll find an extra-large two-car garage with an attached workshop, a huge backyard deck with a built-in firepit that's perfect for entertaining, grilling, or relaxing, plus a storage shed for lawn equipment and additional storage. The beautifully landscaped yard features mature pine trees, a graceful willow tree, colorful perennial gardens with lilacs and lilies, and edible mulberry bushes, creating a peaceful outdoor setting to enjoy for years to come. The handsome brick and siding exterior is in excellent condition, providing timeless curb appeal and a solid foundation for future improvements. The lower level offers more than 1,000 square feet of unfinished space, creating endless possibilities to expand the home's living area, add additional bedrooms or a family room, and significantly increase its value. Similar remodeled homes in the area have sold for over $400,000, making this an outstanding opportunity for homeowners and investors alike. The location is just as impressive as the home itself. Enjoy being minutes from White Bear Lake's beaches, boating, fishing, walking trails, and year-round recreation. Matoska Park and Lakewood Hills Park are nearby, while charming downtown White Bear Lake offers locally owned restaurants, coffee shops, boutiques, spas, Marketfest, and community events throughout the year. You'll also appreciate the home's exceptional walkability, with multiple schools, Century College, the White Bear Center for the Arts, Hanifl Performing Arts Center, Tamarack Nature Center, the YMCA, and the library all just minutes away. Convenient access to Highway 61 and I-694 makes commuting easy, all within the highly regarded White Bear Lake Area School District. Whether you're looking to renovate, invest, or create your forever home, this property offers the location, lot, layout, and upside that's becoming increasingly difficult to find. Come see it today!

2360 Circle Drive, White Bear Lake

Listing courtesy of eXp Realty.

$190,000

2 Beds ⋅ 2 Baths ⋅ 7099476 MLS

Experience effortless one-level living in this well-maintained 2-bedroom, 2-bathroom condo located in a desirable White Bear Lake 55+ community. This second-story unit features a private attached garage and convenient in-unit laundry. Accessed via wide, easy stairs, the home boasts new carpet throughout. Rest easy knowing major updates are already complete, including the roof in 2021, water heater 2023 and new HVAC in 2025. Spacious primary suite includes a walk-in shower and walk-in closet. Enjoy beautiful days on the maintenance-free deck and reap the benefits of an unbeatable location just minutes from major freeways, shopping, and dining!

1799 1/2 County Road E E Unit 30, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

$169,000

2 Beds ⋅ 1 Baths ⋅ 7048981 MLS

This corner-unit townhome offers a functional layout with a comfortable, easy flow that works from day one. The interior has been well maintained, creating a clean, move-in-ready feel without overcomplicating the space. As a corner unit, the home benefits from additional natural light and a more open setting, giving it a different feel than typical interior units. A newer HVAC system adds a layer of confidence and everyday comfort. Located in the White Bear Lake area with convenient access to nearby amenities, this home offers a simple, low-maintenance option with the right balance of space and location.

5734 Otter View Trail Unit 18, White Bear Lake

Listing courtesy of Kris Lindahl Real Estate.

$159,900

1 Beds ⋅ 1 Baths ⋅ 7046377 MLS

Easy Living Starts Here! Imagine coming home to a beautifully remodeled, move-in ready condo where everything you need is conveniently located on one level. From the moment you step inside, you'll appreciate the fresh, modern feel with brand-new flooring, fresh paint, an updated bathroom, and new central A/C—giving you the peace of mind to simply unpack and start enjoying your new home. The spacious kitchen offers an abundance of cabinets, generous counter space, and room to prepare everything from quick breakfasts to holiday dinners. The bright, inviting living room is filled with natural light and opens to your private screened patio—the perfect place to enjoy your morning coffee, unwind with a good book, or relax on warm summer evenings without the bugs. You'll love the convenience of having your own in-unit laundry room, making everyday living even easier. Step outside and enjoy a lifestyle that's about more than just your home. Spend sunny afternoons by the community pool, gather with friends at the picnic area, or take a stroll along the nearby walking trails. Whether you're a first-time buyer, downsizing, or simply looking for low-maintenance living, this condo offers the perfect combination of comfort, convenience, and community. If you've been searching for a home that's truly move-in ready, offers one-level living, and lets you spend more time enjoying life and less time maintaining it, this is the one you've been waiting for. Come see why you'll love calling this condo home!

3150 Glen Oaks Avenue Unit 105A, White Bear Lake

Listing courtesy of RE/MAX Results.

$150,000

7040829 MLS

Opportunity to build your dream home on a beautiful lot close to White Bear Lake! This vacant residential lot is open to any builder, ready to build on and waiting for your dream home plans! Great location – just 4 blocks from Hwy 61 and all that downtown White Bear Lake has to offer. Corner lot facing a park with a baseball diamond, this homesite has nearby public access to the lake, beaches, boat ramps, scenic walking/biking trails, nature reserve and parks galore! Providing endless opportunity for year round recreational activities. Close proximity to all the vibrant community events, parades, farmers markets, local history, shopping and many lakeside restaurant options. Just over a mile from Hwy 35E for easy commuting to St. Paul or Minneapolis with a quaint small-town feel. Buyers must verify all zoning and measurements. Please do not walk upon the homesite without prior permission.

4573 4th Avenue, White Bear Lake

Listing courtesy of RE/MAX Results.

$185,000

6807600 MLS

Rare opportunity to build your dream home on one of the best lots in White Bear Lake! This beautiful vacant lot is ready to build, featuring a gentle slope ideal for a lookout or possible walkout basement design. The property backs up to a protected wetland, offering privacy, natural views, and a peaceful setting that will remain untouched. Located just half a block from the brand-new White Bear Lake High School campus and middle school, this lot offers unmatched convenience for families. Nestled mid-block on a quiet street with no through traffic, you’ll enjoy peace, safety, and a true neighborhood feel. Recent upgrades include a brand-new street and storm sewer system, providing modern infrastructure with no upcoming assessments to worry about. This location is truly unbeatable — within walking distance to downtown White Bear Lake’s shops, restaurants, and cafes, as well as both Bald Eagle Lake and White Bear Lake for year-round recreation. Whether boating, fishing, or enjoying lakefront festivals, you’ll be close to everything that makes this community so desirable. With its ideal topography, quiet setting, and proximity to schools, lakes, and downtown, this is easily the most sought-after lot in the area. Don’t miss the chance to secure this rare gem and create your future home in one of the Twin Cities’ most beloved communities!

219X 12th Street, White Bear Lake

Listing courtesy of National Realty Guild.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Under $200K White Bear Lake Real Estate

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